Planning Your Retirement: Things You Need To Know
THE LEARNING LAB CONTINUING FINANCIAL EDUCATION SERIES
MAY 25 & 26, 2022
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Can't attend live? No worries! Sign up and get the replay via email.
During this live interactive webinar, you will learn:
Ways to obtain the income you can’t outlive!
Do you have to risk a loss to grow your assets?
Options that let one avoid taxes on IRA distributions
Eye-opening Strategies that may save taxes on your Social Security Income
How an Estate Plan can help maximize the value of assets and lower the tax burden on your estate
Utilizing Tax Deductions and Credits to help you pay less to the IRS
About the Webinar
New for 2022! Designed specifically for adults at a stage in life where complex decisions can have a profound impact, this live 2-hour crash course on Retirement, Social Security, Taxes and Estate Planning is a perfect primer for your retirement journey.
Whether you are completely new to retirement planning or have been planning your future for years, there is always something new you can learn from our interactive workshops!
This value packed intensive training is FREE and includes:
Retirement
- How long will you work?
- Social Security
- 401k/IRA
- Saving Assets
- Annuities
- Retirement/Market Risks
- Death of a spouse/significant other
- Nursing home/Long-term care
- Impact of Interest rates/Inflation
Historical Investing
- Stock & Bonds
- Diversification/Asset Allocation
- Tactical Investing
- Broker vs Fiduciary
Financial Solutions
- Stocks & Bonds
- Mutual Funds
- Annuities
- Life Insurance
- Social Security Benefits
“What if I can't attend the live webinar, but still want to take this course?”
You don't have to be present for the live webinar to get all the benefits from this awesome intensive training. Enroll and watch the replay video at your convenience - you'll receive the entire presentation via email. We know your life is busy, and we designed this program to work within your schedule.
Meet the Instructor
Sonja Comeaux
Sonja Comeaux’s career began in the early 1980s as a business owner specializing in Cajun foods. She owned and managed two retail outlets, plus a USDA-regulated Cajun food processing plant.
After retiring from the food business, Sonja began a new career in Financial Advising. Her passion is working with federal employees to help educate them on their benefits and retirement options.
Licensed in 18 states, she conducts educational presentations across the country. Sonja has worked with numerous federal agencies such as the USDA, IRS, HUD, VA, Homeland Security, and many others.
Sonja is able to discuss all the federal benefits programs available with employees and family members – both active and retired.
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Fixed annuities guarantee that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the minimum rate is guaranteed. The issuer of the annuity sets the rates.
Variable annuities earn investment returns based on the performance of the investment portfolios, known as “subaccounts,” where you choose to put your money. Your investment choices likely will include subaccounts with different types and levels of risk. Your choices will affect the return that you earn on your annuity. Subaccounts generally have no guaranteed return; however, you may have the option of placing some of your money in a fixed rate account, with a rate that won’t change for a set period. There is no guarantee that the values of the subaccounts will increase. If the subaccount values go down, you may end up with less money in your annuity than you paid into it. These products are subject to various charges and expenses, such as sales charges, administrative charges, mortality and expense charges and surrender charges.Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Horter Financial Strategies, LLC. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Your investment advisor may recommend third-party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values. Low Risk or Low Volatility strategies are generally defined as strategies that have a 10-year maximum drawdown of less than 10% . Like any other investment strategy, this approach entails risks, including the risk that client accounts can still lose value and the risk that a defensive position may, at any given point in time, prevent client accounts from appreciating in value.
Past performance is no guarantee of future results. Investments are subject to risk, including market and interest rate fluctuations. Investors can and do lose money.